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*Fixed returns are via preference shares.These share have a fixed dividend. Preference shares, are shares of a company’s stock with dividends that are paid out to shareholders before common stock dividends are issued. Preference shares provide shareholders with the special right to claim an agreed fixed dividend during the company lifetime and also with the option to claim repayment of capital in case of the wind-up of the company. Preference shares are considered a hybrid investment option as they represent the characteristics of both debt and equity investments. For more information research ‘preference shares’ or see the investment memorandum for more information

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