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The Two Types Of Bonds We Offer:

With 5.5% returns

• Treasury Bonds (eTBs) provide fixed interest payments
• Treasury Indexed Bonds (eTIBs) provide interest payments linked to inflation

Our Golden Rules of Investing:

• Plan, research and diversify — these are the keys to successful investing.
• Pay off your debts first — pay off any loans, like a credit card or personal loan, before you invest.
• Have emergency savings — aim to have enough set aside to cover three months' expenses, so you won't have to sell an investment if you need cash quickly.
• Develop an investing plan — define your financial goals, risk tolerance and investment time frame.
• Research different asset classes — understand the risks and returns, and how they can help you reach your financial goals.
• Diversify your investments — spread your money across and within asset classes to lower your portfolio's risk.
• Keep track of your investments — review them regularly and make sure you're on track.

Disclaimer: This email should not be misconstrued as an invitation to invest. You should always contact your Financial Advisor before making any investment. Treasury Bonds are debt securities issued by the Australian Government that pay Coupon Interest Payments every six months at a fixed Coupon Interest Rate. On the Maturity Date, the last Coupon Interest Payment and the Face Value amount of the Treasury Bond are paid to the bond holder.